Checking & Savings
Compare our checking and savings accounts to find the right products to meet your everyday needs and long term financial goals.
Please scroll to the right to view the rest of the table.
|COMPARE||Checking Accounts||Savings Accounts|
|American Business Basics||Business Interest Checking||Business Analysis||Business Savings||Investors Advantage|
|Description||For the small business, club or community association with low activity.||
For any business interested in money management.
For the business with high account transaction volume, large quantities of coin or currency deposits.
|Give your money earning power.||Earn premium rates on a tiered-rate schedule while having access to your funds.|
|Free Online/Mobile Banking|
|Up to 500 deposited items per month at no charge||
|Debit/ATM Card||ATM Card Only|
|Minimum Daily Balance||None||None||None||$100||$10,000|
|Earned rewards with qualifying relationships||
Service charges may be waived with qualifying business services and American Insurance Center or American Trust Center relationship.
|Benefits||Earnings credit may offset fees.|
|Fees||$,10 per deposited item over 500
Bill pay - $5 per month (includes 20 payments per month, $,50 for each additional payment)
|$.10 per deposited item over 500
Bill pay - $5 per month (includes 20 payments per month, $0.50 for each additional payment)
|$3/month maintenance fee
$.11 per check or debit
$.075 per transit item deposited
Uncollected funds equals prime plus 2%
Bill pay - $5 per month (includes 20 payments per month, $.50 for each additional payment)
|$5 quarterly service charge if minimum daily balance falls below $100
12 withdrawals per quarter, $1 service charge for each additional withdrawal
|$20 monthly service charge if minimum daily balance falls below $10,000
6 withdrawals per month, $5 service charge for each additional withdrawal